Got Oyenga Market, Siaya County info@boreshajamii.co.ke
+254 756 333 222
Building Stronger Communities Together

Your Dream. Your Plan. Your Future.

Boresha Jamii helps individuals, families, farmers and small business owners turn important financial goals into practical savings plans through consistent, structured saving.

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Purpose-Driven Savings Plans

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Community Focused

24/7

Digital Access

1 Goal

Helping You Move Forward

Boresha Jamii community

Community First

We believe consistent saving can turn important future needs into achievable goals.

Turning Dreams Into Achievable Goals.

Boresha Jamii is a community-focused savings organization with a strong focus on rural communities and Siaya County.

We encourage members to prepare for important needs through structured, consistent saving rather than waiting until the need arrives.

  • Goal-based savings for real-life needs.
  • Solutions for farmers, families, traders and individuals.
  • Digital tools for convenient financial management.
  • Relationship-driven and responsible community service.
Learn More About Us

What Are You Preparing For?

The right savings plan begins with understanding what matters to you. Identify your goal, determine the amount required and create a practical savings plan.

Education

Prepare school fees gradually before the school deadline arrives.

Better Home

Plan ahead for repairs, improvements and household projects.

Farming

Prepare for agricultural inputs before the planting season.

Personal Savings

Build a flexible savings habit for your general financial needs.

A Savings Plan For Your Goal

We first understand your goal, then help you create a practical plan based on the amount required, deadline and your ability to save.

EduFlex â Boresha Elimu

Education Savings Plan

Save gradually towards school fees so that education expenses are easier to prepare for before the school deadline.

"Usingoje shule ifunguke ndio uanze kutafuta ada. Anza kuweka kidogo kidogo leo ili ada iwe tayari."
KSh 40/day à 365 days â KSh 14,600 toward a secondary day-scholar target.
Ideal for: Parents, guardians, farmers, casual workers and small traders.
Read a member's success story

Inua Boma â Boresha Boma

Homestead Improvement Savings

Prepare financially for home improvements such as roofing, flooring, painting, fencing, water storage and other approved projects.

"Boma yako pia ni ndoto. Usingoje upate pesa yote. Anza kuweka kidogo kidogo na Boresha Boma."
Popular goals: roofing, flooring, painting, fencing, water storage & more.
Ideal for: Households planning improvements.
Read a member's success story

Jiinue â Jiboreshe

Household Value & Asset Savings

Save towards a useful household or productive asset that adds value, comfort or productive capacity.

"Jiinue ni kuanza na kidogo leo ili kesho uwe na kitu kinachokusaidia wewe na familia yako."
Popular goals: furniture, solar kits, farming or business equipment.
Ideal for: Families, farmers and entrepreneurs.
Read a member's success story

Medicare â Boresha Afia

Medication Savings Plan

A purpose-specific savings plan designed to help members prepare for approved medication needs when a prescribed medicine is unavailable at the local health facility.

Individual: KSh 10/day â KSh 3,650/yr. Nuclear family: KSh 20/day â KSh 7,300/yr.
Important: This is a medication savings plan, not an insurance product. Approved medicines, limits, documentation and eligibility apply.
Read a member's success story

Boresha Akiba

General Personal Savings

Flexible savings for members who want to save when they have money without committing every contribution to one specific goal.

"Weka pesa wakati iko. Boresha Akiba inakusaidia kuweka kwa uhuru lakini kutoa kwa nidhamu."
Controlled withdrawals: a KSh 10,000 balance allows up to KSh 5,000 out per day.
Ideal for: Individuals with daily, weekly, monthly or seasonal income.
Read a member's success story

Boresha Shamba

Agricultural Input Savings

Prepare for approved farm inputs before planting season by saving progressively towards your agricultural target.

"Usingoje msimu wa kupanda ndio uanze kutafuta pesa ya mbegu na fertilizer."
Plans for ¼ acre, ½ acre or 1 acre of maize or beans, priced at current input rates.
Ideal for: Farmers preparing for approved crops and acreage targets.
Read a member's success story

Safari ya Mwisho

Funeral Preparation Savings

A purpose-specific savings plan designed to help families prepare financially for funeral-related expenses.

"Hatuwezi kujua siku ya mwisho, lakini tunaweza kujiandaa."
Proposed levels: up to KSh 50,000, 100,000 or 150,000, per approved group terms.
Important: This is a funeral preparation savings plan, not insurance. Approved terms and conditions apply.
Read a member's success story

Goal First. Product Second.

We don't believe in recommending a savings product before understanding what you are actually trying to achieve.

01

Discover

Tell us what important goal you are preparing for.

02

Quantify

Establish approximately how much you will need and when.

03

Build Your Plan

Create a practical daily, weekly, monthly or seasonal saving target.

04

Save & Achieve

Stay consistent, track progress and work towards your goal.

Goal â Cost â Deadline â Saving Plan â Consistency â Achievement

Every Plan Has A Success Story

One goal at a time, members across Siaya County are turning small, consistent savings into real results. Here is what each savings plan looks like in practice.

Illustrative member journeys based on typical savings patterns for each plan. Names and photos will be updated with real member stories as they are collected.

EduFlex member success story

A mother of three in Got Oyenga used to scramble for school fees every term. By saving a small, fixed amount daily through EduFlex, she had her daughter's secondary school fees ready two weeks before the school opened â no last-minute borrowing.

Mama Achieng
Small trader, Siaya County
KSh 14,600 saved in 12 months
Inua Boma member success story

Mr Rafael from North Ward wanted a permanent toilet for his home but didn't have the full cost at once. By saving KSh 100 every day through Inua Boma, he raised the full amount and completed a permanent toilet for his household.

Rafael Alego
North Ward
KSh 30,000 saved at KSh 100/day
Jiinue member success story

A small-scale trader wanted a solar kit to light her shop and home. Instead of waiting to raise the full cost, she used Jiinue to save progressively and acquired the asset within a few months.

Akinyi W.
Shop owner, Siaya County
Solar Kit acquired debt-free
Boresha Afia member success story

When a family member was prescribed medicine that wasn't available at the local health centre, a Boresha Afia member already had funds set aside specifically for that situation, avoiding a stressful last-minute search for cash.

Onyango Family
Nuclear family plan member
Ready When Needed medication savings used
Boresha Afia is a medication savings plan, not insurance. Benefits are subject to approved limits, eligible medicines and documentation.
Boresha Akiba member success story

A casual worker with irregular income didn't have one single goal but wanted to build a habit of saving. Boresha Akiba let him deposit whenever he had money, while the controlled-withdrawal rule kept him from spending it all at once.

Otieno K.
Casual worker, Siaya County
Steady Reserve built over 6 months
Boresha Shamba member success story

Madam Hellen Akinyi wanted to grow her farm assets by buying a goat. By saving KSh 50 every day for four months through Boresha Shamba, she reached her target and completed the purchase.

Hellen Akinyi
Boresha Shamba member
KSh 5,500 saved in 4 months
Safari ya Mwisho member success story

After losing a relative unexpectedly, a household head decided to prepare in advance for the future. Contributing steadily to Safari ya Mwisho gave the family a measure of financial readiness for a difficult moment.

Achieng Family
Household plan member
Prepared in Advance approved group plan
Safari ya Mwisho is a funeral preparation savings plan, not insurance. Contributions, beneficiaries and benefits follow approved product terms.

Useful Resources, One Click Away

Access important Boresha Jamii documents and digital tools designed to make your membership experience easier.

Targeted Savings & Purchase Facilitation Agreement

Download the official TARGETED SAVINGS & PURCHASE FACILITATION AGREEMENT for your review and records.

PDF Document ⢠Official Agreement
Download Agreement

Smart Dial

Get the Boresha Jamii Smart Dial application and enjoy convenient access to supported digital services.

Android Application ⢠APK
Download Smart Dial
For Android installation, your device may ask you to allow installation of applications downloaded outside the Google Play Store.

More Than Saving. It's About Progress.

Our approach is built around understanding real community needs and helping members develop consistent financial habits.

Join Our Community

Goal Focused

We start by understanding what you are preparing for.

Responsible

We believe in clear information, accurate records and responsible financial practices.

Digital Convenience

Digital tools help members conveniently manage their financial journey.

Community Focused

Our services are designed with the realities of rural households, farmers and small businesses in mind.

Your Goal Deserves A Plan

Whether you are preparing for school fees, improving your home, acquiring an important asset, preparing for medication, building personal savings, preparing farm inputs or planning for funeral-related expenses, we believe the journey starts with a practical savings plan.

"You have the dream, we help u achieve it."

Questions, Answered.

We start with your goal. We establish what you need, approximately how much it will cost, when you need it and how frequently you receive income. We then match the goal to the appropriate savings plan.

Savings plans should be based on realistic commitments. The important principle is to establish an amount that you can consistently save without creating unnecessary financial strain.

No. Boresha Afia is presented as a medication savings plan, not an insurance product. Eligibility, approved medicines, limits, documentation and procedures are subject to the current official product terms.

No. Safari ya Mwisho is a funeral preparation savings plan. Contributions, eligibility, beneficiaries, waiting periods, limits and other conditions are governed by the current approved product terms.

You can access supported digital services through the Boresha Jamii platform and download the Smart Dial Android application from the Resources section of this website.

Emergency loans may be available subject to approved rules and eligibility. Members should obtain current official terms before making decisions.

You Have The Dream. We Help You Achieve It.

Start with one goal, create a practical savings plan and take the first step towards achieving it.

We'd Love To Hear From You

Our Location

Got Oyenga Market,
Siaya County, Kenya

Have a Question?

Whether you want to learn more about our savings plans, membership, digital services or how to get started, our team is ready to help.