A mother of three in Got Oyenga used to scramble for school fees every term. By saving a small, fixed amount daily through EduFlex, she had her daughter's secondary school fees ready two weeks before the school opened â no last-minute borrowing.
Boresha Jamii helps individuals, families, farmers and small business owners turn important financial goals into practical savings plans through consistent, structured saving.
Purpose-Driven Savings Plans
Community Focused
Digital Access
Helping You Move Forward
We believe consistent saving can turn important future needs into achievable goals.
Boresha Jamii is a community-focused savings organization with a strong focus on rural communities and Siaya County.
We encourage members to prepare for important needs through structured, consistent saving rather than waiting until the need arrives.
The right savings plan begins with understanding what matters to you. Identify your goal, determine the amount required and create a practical savings plan.
Prepare school fees gradually before the school deadline arrives.
Plan ahead for repairs, improvements and household projects.
Prepare for agricultural inputs before the planting season.
Build a flexible savings habit for your general financial needs.
We first understand your goal, then help you create a practical plan based on the amount required, deadline and your ability to save.
Save gradually towards school fees so that education expenses are easier to prepare for before the school deadline.
Prepare financially for home improvements such as roofing, flooring, painting, fencing, water storage and other approved projects.
Save towards a useful household or productive asset that adds value, comfort or productive capacity.
A purpose-specific savings plan designed to help members prepare for approved medication needs when a prescribed medicine is unavailable at the local health facility.
Flexible savings for members who want to save when they have money without committing every contribution to one specific goal.
Prepare for approved farm inputs before planting season by saving progressively towards your agricultural target.
A purpose-specific savings plan designed to help families prepare financially for funeral-related expenses.
We don't believe in recommending a savings product before understanding what you are actually trying to achieve.
Tell us what important goal you are preparing for.
Establish approximately how much you will need and when.
Create a practical daily, weekly, monthly or seasonal saving target.
Stay consistent, track progress and work towards your goal.
Goal â Cost â Deadline â Saving Plan â Consistency â Achievement
One goal at a time, members across Siaya County are turning small, consistent savings into real results. Here is what each savings plan looks like in practice.
Illustrative member journeys based on typical savings patterns for each plan. Names and photos will be updated with real member stories as they are collected.
EduFlex
A mother of three in Got Oyenga used to scramble for school fees every term. By saving a small, fixed amount daily through EduFlex, she had her daughter's secondary school fees ready two weeks before the school opened â no last-minute borrowing.
Inua Boma
Mr Rafael from North Ward wanted a permanent toilet for his home but didn't have the full cost at once. By saving KSh 100 every day through Inua Boma, he raised the full amount and completed a permanent toilet for his household.
Jiinue
A small-scale trader wanted a solar kit to light her shop and home. Instead of waiting to raise the full cost, she used Jiinue to save progressively and acquired the asset within a few months.
Boresha Afia
When a family member was prescribed medicine that wasn't available at the local health centre, a Boresha Afia member already had funds set aside specifically for that situation, avoiding a stressful last-minute search for cash.
Boresha Akiba
A casual worker with irregular income didn't have one single goal but wanted to build a habit of saving. Boresha Akiba let him deposit whenever he had money, while the controlled-withdrawal rule kept him from spending it all at once.
Boresha Shamba
Madam Hellen Akinyi wanted to grow her farm assets by buying a goat. By saving KSh 50 every day for four months through Boresha Shamba, she reached her target and completed the purchase.
Safari ya Mwisho
After losing a relative unexpectedly, a household head decided to prepare in advance for the future. Contributing steadily to Safari ya Mwisho gave the family a measure of financial readiness for a difficult moment.
Access important Boresha Jamii documents and digital tools designed to make your membership experience easier.
Download the official TARGETED SAVINGS & PURCHASE FACILITATION AGREEMENT for your review and records.
Download AgreementGet the Boresha Jamii Smart Dial application and enjoy convenient access to supported digital services.
Download Smart DialOur approach is built around understanding real community needs and helping members develop consistent financial habits.
Join Our CommunityWe start by understanding what you are preparing for.
We believe in clear information, accurate records and responsible financial practices.
Digital tools help members conveniently manage their financial journey.
Our services are designed with the realities of rural households, farmers and small businesses in mind.
Whether you are preparing for school fees, improving your home, acquiring an important asset, preparing for medication, building personal savings, preparing farm inputs or planning for funeral-related expenses, we believe the journey starts with a practical savings plan.
"You have the dream, we help u achieve it."
A glimpse into the people, businesses and communities that inspire the Boresha Jamii journey.
Start with one goal, create a practical savings plan and take the first step towards achieving it.
Got Oyenga Market,
Siaya County, Kenya
Whether you want to learn more about our savings plans, membership, digital services or how to get started, our team is ready to help.